EXO 22:27

27 because he needs it to keep him warm [during the night]. ◄That is the only covering that poor people have when they sleep at night./What else will he cover himself with during the night?► [RHQ] [If you do not act mercifully toward him by returning his cloak], when he cries out to me asking for my help, I will help him, because I [always act] mercifully.